Dan,
I, and others here, have used both bearing and bushing. I, and also others, have seen the bearings fail. When they do, they become a chewed up mess-----------------------AND, can cause damage to the nose of the input shaft of the tranny!!!! But, when the bushing becomes worn, the hole in it simply becomes enlarged. IF, just IF, you do use the bearing, GREASE it liberally!!!!!!
I have long ago quit using the bearing. I am a hard core believer in using the bushing----------------------GET A GOOD BRONZE ONE RATHER THAN A STEEL ONE. NAPA usually has the bronze bushings. Also, I think the BCA bushings are the bronze versions.
Now, how do you tell whether or not a bearing is OK after lots of miles? You gotta pull the tranny/clutch and inspect it. If its OK, grease it good again. If it is bad, then you will see why I (and others) use the bushing instead.