Mine from PUI had the cardboard backer punched where you just had to take an exacto knife to the slotted sections holding the punched areas in place then cut the vinyl covering from the back side. The arm rest holes were mostly already punched thru also. If yours isn't this way, then go to the art store or Wal Mart and get a grease pencil and rub it generously on the window crank and door handle shaft. Then all you have to do is line up the panel and press it hard up against the shafts for the grease pencil to transfer. Best of all is the grese pencil won't damage anything or stain the vinyl if it gets on it.
Rick