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Discussion Starter #1
Since we are on the (very sad) subject of stolen Chevelles, has anyone had to make a claim (stolen or otherwise) with a classic car insurance company? There are several on the internet with low prices but which ones can be trusted to be there when you have a claim? I insured my Chevelle with State Farm until I have more info.

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ccrider
Member #:267
66 Chevelle Owner
 

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I keep posting this because...well, just because it's pretty good info.

There's an article on classic car insurance in an old issue of Event Scene magazine. Folks who frequented Petersen events in the mid-90s may have a copy. I can make a copy for any interested parties. It has lots of background info and lists contact info for several specific companies which deal with classic cars exclusively.

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Tom H.
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Indianapolis,IN www.iquest.net/~bharold/chevelle/
 

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Thankfully I have not had to find out the answer to your question but, as long as you are using your car as agreed with the insurance company you should have no problems collecting. However, if you have classic insurance on a non-garaged or daily driver then you will have trouble collecting.
 

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What really sucks about the whole Classic Car Insurance thing (for me anyway) is the fact that you have to be a certain age to get it - usually 25. I'm only 21 and still considered a "high-risk driver," so I can't even touch it yet. I agree with the whole high-risk thing, but a classic car is a classic car, meaning no matter what age you are you shouldn't drive it like a bat out of hell on busy roads; therefore, you would not be as high of a risk as the the guy drag racing his souped-up piece of Jap-crap through town. Not all "kids" are terrible, inexperienced drivers. I've been driving cars since I was 11 years old (shhh, don't tell the cops!). But I guess the insurance companies don't care about that. I don't know. Maybe I just don't see all the stipulations, but that's just my $0.02. Sorry to vent!!

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Jeremy J. Bennett
72 Chevelle
Team Chevelle #298
 

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Jeremy,
While I totally agree with you and understand your point, the other side of the coin is:

My then-eighteen-year-old brother was crabbing about high insurance and how teenage boys could be very safe drivers. Two weeks later he pulled my Nova out into the path of a Toyota. The irony: my brother was borrowing my car while I was at college, and the Toyota driver had borrowed the car from her daughter (who was attending the same college as me) so the daughter could use her mom's wagon to move stuff back from school. It's hard to escape fate.

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Tom H.
Member #259
Indianapolis,IN www.iquest.net/~bharold/chevelle/
 
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