What type of account do you have to receive your Pay Pal payments from Ebay? I have sold some items on Ebay but allways rceived payment through a personal check or money order. I am considering listing an item that would sell for approx $1,000.00. I would think for that price most buyers would want to use Pay Pal. If I do open a Pay Pal account to receive payment is it safe to use your personal checking account or do most set up a separate account just for Pay Pal? It really would be a waste as I rarely sell on Ebay and if so most items are $150.00 or less. In other words I might not use the Pay Pal again.