Discussion Starter · #1 ·
I just had another bad day in the line of several and I don't know how much longer I can hang on. I'll give a little background. I lost my job in April and have been out of work since then. My household income dropped by about $3,700 per month. We're barely making the bills and am sliding backwards at a constantly accelerating rate. I had a health flex account that my last employer said I would keep until the end of the year. I found out a month later, they closed it right before my family was going into the dentist for yearly checkups. Kick in the pants #1. I work a part time job that I've been trying to get full time work at for the last 5 months. Every time I go in, they said try in June, July, for sure in August, try September, now they are saying February. Kick in the pants #'s 2-5. My wife has been hounding me every day to get a job and has basically lost any respect for me in the process. Now I'm just that son of a bitch that put us in this situation. We lost $60,000 on a house we had to sell to move here so I could keep working because the previous company was getting vaporized and the area had no manufacturing. Figured we could make that up with this house we bought as a forclosure. Kick in the pants #6. We had a piece of land for sale for the previous year before I lost my job. We kept dropping the price well below market value. The bank forclosed on it last month because I felt having a family that had shelter and food on the table was a higher priority. Today a sherrif stops at my door and hands me a Citation letter stating the bank is suing us for $8,600 to cover the difference between the selling price of the lot vs what our loan was. We already lost $22,000 on the damn lot as it was, now we get to pay out even more. Kick in the pants #7. My self worth is next to nothing, I don't have any confidence in myself anymore. If I wasn't afraid of going to hell, I would pull a big life insurance policy and get in a head on collision with a semi. At least then my family's finances would be taken care of. I thought 2007 was the worst year of my life, now 2009 is way out in front. I hope I don't come off as a whiny brat, but damnit, I've had enough. I know I'm not the only guy out there going thru this crap. I sure could use some prayers about now.