[Jimmy P]

65Elcamino has a good question. But, what if........
If only a classic car insurer like Haggerty's will offer an agreed value in case of a loss and not let you drive it everyday (and/or limitations) Standard insurance policies won' do an agreed value, but cover you every other way, can you purchase two policies on the same car? With the classic car insurance being so low, it seems to be an affordable option.

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Triple Black 69 SS 396
http://albums.photopoint.com/j/ViewPhoto?u=1233564&a=9105086&p=37274567&f=0

 

[ZZ69chevelle]

They might point fingers at each other at payoff time.

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Steve Beuth

69 Malibu ZZ4-350
93 Camaro Z28
99 Silverado
Chevelle pics

 

[Big O Dave]

Steve's right; it's called "coordination of benefits." The insurance companies maintain a humongus database so they can check on stuff like that.

Besides, if you violate the provisions of one of the policies, like driving your car more than is allowable in the exclusions portion of the policy, they'll simply deny coverage.

Bottom Line: Be honest and follow the rules, or when you need your coverage most, it will be denied, and they'll be able to make it stick.

Big O Dave

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TC Member 1113
God, Family, Country, Chevrolet... and Volvos with 400 SBCs in them. To paraphrase the Chrismas carol:

"Oh what fun it is to ride with a HIDDEN Chevrolet!"

Resist the Shiny Side!

 

[chev-hell]

jimmy, i think here in Texas it's illegal to double insure a vehicle, check with just any agency to find out first..

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1970 SS396 AKA 454/4spd
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