I know there is alot already posted, but I would like to know if anyone has had their car stolen or wrecked? Did Hagerty pay? Did u have much trouble? they claim all this coverage for a small price. What's up?
I have Hagerty Insurance but have not submitted a claim so I don't know if they "pay out". I've never heard anything bad about them and several people I know use their services.
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Have all 3 with Hagerty but have had no claims. I will relate a story told to me by my agent as I expressed my concern also when I was signing up.
He has a whole wall of cars (pictures) insured with Hagerty that he represents. He keeps one of the pictures you submit for his wall. He told me that of all the cars that he insures (for the last 3 years) he has had only one claim. He showed me the street rod on the wall. The car bottomed out on a chuck hole and tore up the underside and suspension pretty good. He said that Hagerty had the check to him in a few days for the full amount of the repairs. I forget the amount but it was in the several thousands of dollars. I know this isn't a great testimomnial but this is the best I got.
Had a small claim with Hagerty. Called them and was instructed to take car to the repair facility of my choice. Submitted the bill and recieved a check within 1 week. No adjuster no problems. Great service!
My experience was similar to Marks. My elky slid off the floor jack (don't ask) and crushed the bottom of my fender behind the wheel. I needed "1" (one) estimate from the shop of my choice. They were very helpful and even sympathetic. I'm convinced that they are legit.
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