Front wheel bearing adjustment

Did a search on adjusting the front disk wheel bearing...........seems like quite a few different opinions but mostly the same.........most are to torque to 12 ft pounds or use channel lock to set the bearings in, then finger tighten........then back off a notch to set the cotter pin.

What i found out on my deal is i can do all of the above, but i found out i can get the cotter pin inserted by grabbing the nut with my hand and turning it a hair more tighter...........seems everything is spinning ok.

With this setting i found i could still move the slotted washer a hair in either direction behind the castle nut.............so im assuming this is zero preload.

Any issues you guys see using this method.

Thanks

Rich