Hagerty vs Grundy vs ? - Chevelle Tech
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post #1 of 17 (permalink) Old Nov 21st, 17, 8:18 PM Thread Starter
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Hagerty vs Grundy vs ?

I'm shopping around for insurance for my soon-to-be delivered car.
Grundy quoted me a premium that was $170/year cheaper than Hagerty. Does anyone have any reason I shouldn't go with Grundy? Or for that matter, anyone else? (JC Taylor, American Modern, Heacock, etc)

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Last edited by Dkar26; Nov 21st, 17 at 10:32 PM.
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post #2 of 17 (permalink) Old Nov 21st, 17, 8:41 PM
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Re: Hagerty vs Grundy vs ?

Was it for replacement value?

Make sure you compare apples to apples..
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post #3 of 17 (permalink) Old Nov 21st, 17, 8:45 PM Thread Starter
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Re: Hagerty vs Grundy vs ?

Yes, in fact I priced Hagerty with a $40,000
"Agreed upon" replacement value and Grundy with a $46,000 value and Grundy was still cheaper. $0 deductible. $100/$300 policy.

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post #4 of 17 (permalink) Old Nov 21st, 17, 9:33 PM
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Re: Hagerty vs Grundy vs ?

My grundy claim was painless, highly recommend them.
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post #5 of 17 (permalink) Old Nov 21st, 17, 9:59 PM
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Re: Hagerty vs Grundy vs ?

I went with Hagerty at agreed value, 0 deductible, full glass, ect. 420.00 a year. Grundy was 430.00 apples to apples. I went with Hagerty cause it was through my regular long time agent.
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post #6 of 17 (permalink) Old Nov 21st, 17, 10:30 PM
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Re: Hagerty vs Grundy vs ?

I've been with Hagerty for 17 years. Had to file a claim last year when my 69 Charger was nearly totaled. They might be a little higher than others but there was no BS when thenclaim was filed. I had a check for the damage to the car in a week, no questions asked I had a real collision shop do the repair estimate. There are also no mileage restrictions as long as it's not being used for daily transportation.
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post #7 of 17 (permalink) Old Nov 22nd, 17, 12:02 AM
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Re: Hagerty vs Grundy vs ?

Before you make any decision, do make sure they "Both" will insure the car in question. I got an "Online" quote and was ready to write the check......and then the phone call that ended it all. Of course if my situation changed they would be happy to help me. I still have insurance, just not Collector Car Insurance.

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post #8 of 17 (permalink) Old Nov 22nd, 17, 12:34 AM
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Re: Hagerty vs Grundy vs ?

I've been with Hagerty for about a year with no claims but still putting my car together, $25K agreed value, around $440 per year, the guy that owns the body/mechanic shop I had my car at found that his 67 #'s matching Camaro was stolen from his locked up shop and they paid him the agreed value of $45K without any problem but I know he'd rather have his car back
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post #9 of 17 (permalink) Old Nov 22nd, 17, 6:49 AM
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Re: Hagerty vs Grundy vs ?

I've mentioned this many times about agreed value insurance. Look at the liability coverage too. That's often overlooked but very important IMO. That's why I have Hagerty.

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post #10 of 17 (permalink) Old Nov 22nd, 17, 7:54 AM
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Re: Hagerty vs Grundy vs ?

I've been with Grundy for about 20 years. I had one claim it was very easy. I have a friend that has Grundy also. He's trailer rolled with his 57 Nomad in it. Grundy covered everything with no questions asked. They even cover the cost on 4 wheels because one was damaged and that wheel was not made anymore.
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post #11 of 17 (permalink) Old Nov 22nd, 17, 9:25 AM
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Re: Hagerty vs Grundy vs ?

I have been a Hagerty Agent for a long time. I'm more than an insurance agent I'm a car guy. Do all my own work with exception of body paint. Hagerty is truly interested in our hobby. They have a program to get the kids involved in hopes that they will carry on the hobby that we all love. They have claim department that will search for the rare parts in the event they are needed to put a car back like it was before the accident. With that being said you may pay a little less, but are you actually getting the value for your dollar. Find you a local agent as well, a good agent will assist you with the whole process, claims included.
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post #12 of 17 (permalink) Old Nov 22nd, 17, 6:46 PM Thread Starter
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Re: Hagerty vs Grundy vs ?

I priced out multiple carriers... More than five... And American Modern and Heacock had the best rates with the highest coverage to boot:
$300/year for a $40,000 '70 SS396 including
$250,000/500,000 liability,
$100/$300k underinsured,
$10k medical payments
$0 deductible

Driven ~3000 miles/year

Hagerty was over $700, Grundy was $350

Heacock is owned by American Modern which is owned by Munich Re
Good reviews on both.


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post #13 of 17 (permalink) Old Nov 22nd, 17, 7:08 PM
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Re: Hagerty vs Grundy vs ?

Had a frame off done a year ago. When renewal came around this summer I upped my agreed upon value almost $20k. So I shopped around a little. I also had a 50 mile towing coverage on my 69. There were differences in the towing packages between Haggerty and Grundy. Also there were complaints on the net from towing I found on both. Also there may be differences in allowed usage or even required storage requirements. I decided to renew with Haggerty at the increased agreed value. However I decided to drop the towing all together and increase my AAA towing coverge which covers not just my 69 but all my dailys.i figure if I am a towing contractor and a good portion of my buisiness comes from AAA I am going to take care of those customers before the Grundy or Haggerty customers that I ger two or three times a year and a flatbed can be requested from AAA.
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post #14 of 17 (permalink) Old Dec 3rd, 17, 11:10 PM Thread Starter
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Re: Hagerty vs Grundy vs ?

Actually came out to be $258/year with Heacock.


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post #15 of 17 (permalink) Old Dec 3rd, 17, 11:31 PM
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Re: Hagerty vs Grundy vs ?

Quote:
Originally Posted by 1967 chevelle malibu View Post
My grundy claim was painless, highly recommend them.
Same for me painless to work with. My body shop was amazed by the quality of the adjuster they sent out to help with the claim. All of my classics are covered with them now all agreed upon values. ++++

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