Man take a chill pill, if you read a little further I apologized in the next posting. When I bought the Chevelle I was about 19, Im only 24 not much older than you, and I was going through the same thing. The insurance company wants to rape you on coverage for the Chevelle. So what I did was just park the Chevelle untill I could afford insurance, or a daily driver. Now like I said I could have been one of the guys with their car parked and then stolen but I guess I was lucky, or not because the Chevelle was hugely ugly looking then and I really wasnt worried if it did get stolen because I only had the purchase price invested ($2k). Luckily I was able to find a 1983 Civic that was in great shape for only $150, so I bought that and had my daily driver. Now as far as not driving an import, its not that bad if you get an old one its almost like driving the Chevelle with out the sound, power, or size. Now if the Civic finally died out I would definately look for another old one, or buy a newer one.