Lifetime Premium Member
Join Date: May 2005
Location: Saskatchewan, Canada
Identity Stolen. Anyone Else?
About 6 weeks ago I get a call from someone claiming to be a representative of a credit card company that handles Rona credit cards. Rona is the Canadian version of Lowes, Home Depot etc. This person says I have a overdue payment on my Rona credit card, which I found kind of odd since I don't have a Rona credit card. I told the guy to f-off and hung up, thinking it was some kind of scam. Then I called the actual Rona credit and asked if this was a legit call. I was told yes it was and I owed $21,345 on my Rona credit card which I don't have. They asked if I still resided at the same address in Montreal. I have never been to Montreal. I live thousands of miles from Montreal. Well, it turns out someone in Montreal applied for 4 credit cards using my name in one day last August, and was only issued one, the Rona card, which they maxed out in 3 days buying easily sold items like appliances, tools, patio furniture etc. They even changed my home address to some P.O. box in Montreal to collect credit cards. The matter has been investigated and I have been assured I am in no way responsible for this BS. The card company told me these scams are usually an inside job at the store itself, as in those people who greet you at the door and try get you to sign up for a store credit card. The scammers have accomplices who apply for the cards, knowing full well they are not the person who's name they are using, then share in the items after they get the card approved. Obviously others at the store who ignore the fact that someone bought 21 grand worth of toasters and cordless drills in 3 days are in on it as well. These scams are pretty much all perpetrated by "newer Canadians". No surprise. I still have no idea how some a-hole in Montreal obtained my home address, email etc. I am very careful with my personal information. I have since put a block on any credit apps in my name and I have to be personally contacted before anything is issued. This scam has also affected my credit score until I get that straightened out as well, which is not a big deal since I have been debt free for over 15 years and have no need to ever borrow a nickel. but it still pisses me off.
Just wondering if any of you guys have ever had anything like this happen to you?