Grundy Insurance Coverage? for stupidity? - Chevelle Tech
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post #1 of 14 (permalink) Old Jun 2nd, 19, 8:47 PM Thread Starter
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Dan
 
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Grundy Insurance Coverage? for stupidity?

Well like the title says:
I had something in my trunk loose that slammed up against the inside of the rear quarter panel and put 2 small but very aggravating dents in my quarter from the inside out.
my question: is something like this covered?
Also have a crack in my A pillar from my frame twisting (wondering also if any such thing is covered?)
Anyone have any experience with these type of situations?
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post #2 of 14 (permalink) Old Jun 2nd, 19, 9:35 PM
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Re: Grundy Insurance Coverage? for stupidity?

I would call them about the dents.
I wouldnt mention the crack.
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post #3 of 14 (permalink) Old Jun 2nd, 19, 11:15 PM
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Re: Grundy Insurance Coverage? for stupidity?

I wouldn't make a claim on either...

Grundy is an independent insurance agency and the more claims they pay out on, the higher the rates the actual insurance companies charge them/us. So if you're driving home from a cruise and get a rock chip, do you make a claim? Sh!t happens and if we force our agents/agencies to cover every little thing we're going to lose our "special" coverage, eh?

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post #4 of 14 (permalink) Old Jun 2nd, 19, 11:19 PM
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Re: Grundy Insurance Coverage? for stupidity?

A good paintless dent guy can fix those dents for less than the deductible in most cases.
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post #5 of 14 (permalink) Old Jun 3rd, 19, 7:49 AM
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Re: Grundy Insurance Coverage? for stupidity?

When I cracked up my Nomad, I put in the claim to Grundy.

I expected my rates to go up, but they didn't.

They paid the claim, and told me very nicely to take a hike.
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post #6 of 14 (permalink) Old Jun 3rd, 19, 3:55 PM
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Re: Grundy Insurance Coverage? for stupidity?

Quote:
Originally Posted by NickeyChevelle View Post
I wouldn't make a claim on either...

Grundy is an independent insurance agency and the more claims they pay out on, the higher the rates the actual insurance companies charge them/us. So if you're driving home from a cruise and get a rock chip, do you make a claim? Sh!t happens and if we force our agents/agencies to cover every little thing we're going to lose our "special" coverage, eh?
Thats why insurance companies have deductibles, so people dont claim every chip or scratch.

I work in the insurance industry and insurance companies will pay for stupidity, however, you will have to pay your deductible whatever that is and the insurance company will cover the rest.

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post #7 of 14 (permalink) Old Jun 3rd, 19, 4:04 PM
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Re: Grundy Insurance Coverage? for stupidity?

There was a guy that was either removing or re-installing a door on his Chevelle and it slipped and gouged the paint.
I was told since the paint couldn't be matched, insurance paid for a complete new paint job, however I don't remember which insurance company it was.

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post #8 of 14 (permalink) Old Jun 3rd, 19, 6:59 PM
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Re: Grundy Insurance Coverage? for stupidity?

Quote:
Originally Posted by DUTCH MAX HEADWORK View Post
A good paintless dent guy can fix those dents for less than the deductible in most cases.
Those guys are known to be magicians. I had a guy massage three small dents in the drivers front fender of a car recently. He fed his tools forward through the open front door and when he was done 15 minutes later, I'd dare anyone to tell me where those dents were. Given he had to drive more than 1.5 hours just to get here I thought the $170 he charged was more than reasonable. He earned...and received...a generous tip. If anyone in the West Puget Sound wants his name and number, I'll be glad to pass it on, along with my recommendation.
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post #9 of 14 (permalink) Old Jun 4th, 19, 12:13 PM
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Re: Grundy Insurance Coverage? for stupidity?

Had a carburetor fire on my 71 Chevy pickup this spring and damaged the paint on the hood and underhood wiring etc. When I looked at my insurance policy, American Modern I found they had no deductible. I had an estimate done and they sent me a check right away. The service they gave on the claim was second to none. They even told me if more damage was found during the repair to get a hold of them and they would pay for anything we didnt notice in the estimate.

I would say check with your insurance company and see if they have a deductible.
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post #10 of 14 (permalink) Old Jun 4th, 19, 8:10 PM
Mike
 
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Re: Grundy Insurance Coverage? for stupidity?

Grundy isnít an insurance carrier, theyíre insurance brokers. Philadelphia Insurance Co. Is the carrier that Grundy represents. I have them & the rates are good. I used to have Hagerty but they didnít much care for my Caterham race car and let me know it with OMG rates. I have 9 cars covered by Grundyís & have max liability coverage. Iíve never put in a claim so theyíre service is still untested, and hopefully will stay that way.
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post #11 of 14 (permalink) Old Jun 4th, 19, 8:12 PM
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Re: Grundy Insurance Coverage? for stupidity?

I got rid of Grundy when they jacked my rates up for no reason. When I called them the guy said everyone's rates are going up. At the BTT 50's car show I was talking with Condon Skelly and they were 1/2 of what Grungy wanted so I went with them and my son could drive the car where Grundy said no way as he was under 25 at the time. The next year I was talking with the owner of Grundy at the same car show and he stated to me that should not have happened to you, took my name and info down called me at home a week later and offered a spectacular deal but I stayed with Condon Skelly. Heck they even insured my race car.
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post #12 of 14 (permalink) Old Jun 5th, 19, 9:38 AM
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Re: Grundy Insurance Coverage? for stupidity?

Quote:
Originally Posted by Saltherring View Post
Those guys are known to be magicians. I had a guy massage three small dents in the drivers front fender of a car recently. He fed his tools forward through the open front door and when he was done 15 minutes later, I'd dare anyone to tell me where those dents were. Given he had to drive more than 1.5 hours just to get here I thought the $170 he charged was more than reasonable. He earned...and received...a generous tip. If anyone in the West Puget Sound wants his name and number, I'll be glad to pass it on, along with my recommendation.
PDR removes dents formed from the outside-in, like a hailstone, but not dents from the inside-out, like a cannonball in the trunk.
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post #13 of 14 (permalink) Old Jun 5th, 19, 11:34 AM
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Re: Grundy Insurance Coverage? for stupidity?

Quote:
Originally Posted by stanski View Post
PDR removes dents formed from the outside-in, like a hailstone, but not dents from the inside-out, like a cannonball in the trunk.
You Tube videos I've watched show PDR techs massaging both inside-out and outside-in dents, but (of course) outside-in are the most common dents. Some minor collisions force metal inward and outward, causing dents to be worked from both sides of a panel.

My small dents were of the outside-in type and were probably quite easy for the tech, who had been doing paintless dent removal for 28 years.
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post #14 of 14 (permalink) Old Jun 5th, 19, 3:29 PM
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Re: Grundy Insurance Coverage? for stupidity?

Quote:
Originally Posted by Saltherring View Post
Those guys are known to be magicians. I had a guy massage three small dents in the drivers front fender of a car recently. He fed his tools forward through the open front door and when he was done 15 minutes later, I'd dare anyone to tell me where those dents were. Given he had to drive more than 1.5 hours just to get here I thought the $170 he charged was more than reasonable. He earned...and received...a generous tip. If anyone in the West Puget Sound wants his name and number, I'll be glad to pass it on, along with my recommendation.
The tools they use tear up the backside of any panel they "massage". Watch out for rust...
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