: Car insurance question
steves Mar 19th, 99, 5:40 PM I've read in team chevelle that classic car insurance is much cheaper than regular insurance,so I checked it out. Saved about 300 bucks and added collision.I sent the check the other day. A woman called and asked me how I would register it. regular or historical. I told her historical. Now as I sit here waiting for my insurance card, I'm wondering if that was the correct choice. Does historical cost more to register? Do I go to the local motor vehicle office still? Does it take longer?Why would someone register under historical? If it matters, I live in New York and the car is a 71 malibu.Any info could be helpful...
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71 BB malibu,67 conv
camaro and going...
[This message has been edited by steves (edited 03-19-99).]
Not sure where you are but in Ohio, I think historical plates cost more initially but do not need renewed. And you can only drive in daylight to and from a show/event.
DG
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DG
Springfield, Ohio
70 Chevelle Malibu
dga@erinet.com
www.wright.edu/~s001dga/chevy.htm (http://www.wright.edu/~s001dga/chevy.htm)
In Minnesota you register for "collector" plates. They only cost $20.00 and you never have to renew them. I also bought collector insurance, $180 a year. I'm limited to about 1200 miles a year and I'm only supposed to a car show, gas station or to have it worked on. So I'm always on my way to my mechanics place, (he moves around alot)
steves Mar 22nd, 99, 2:49 PM Thanks people. I find out how it works in new york tommarrow. I received the insurance card today. I too am limited on milage and location. Thanks again..
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71 BB malibu,67 conv
camaro and going...
ddoler Mar 23rd, 99, 8:27 AM In Pennsylvania you have 3 choices - Antique - 25 yrs or older, Classic 15 years or older or Collectable - kitcar, rod, etc. The limitations are driving to shows, meets,etc. or ONCE a week in general. If the car is Antique it can be driven at night but if it had lights they must work. Antique requires NO inspection and the tags are forever. My 70 chevelle SS cost about $100 a year through Condon & Skelly in Cherry Hill NJ and is limited to 2500 miles per year - which is more than I'll drive it. This is not "cheap" insurance, it's just what it implies - limited driving.
Byfield Mar 23rd, 99, 9:38 AM In Wisconsin, we have "Collector" plates. $110, but you never have to renew them again. The car must be 25 years old, you need a second car with standard registration, and you can't drive it in February.
For insurance, I have Am Fam, and it costs me $90 per year. It's some sort of classic vehicle insurance, but there aren't any limits on when you drive, or how much you drive.
Kurt
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The 68 Chevelle info page. [last updated Nov. 30, 98]
www.geocities.com/MotorCity/Garage/6873/Chevelle/68_Chevelle_Info.html (http://www.geocities.com/MotorCity/Garage/6873/Chevelle/68_Chevelle_Info.html)
Email: Kbyfield@terracom.net
A.C.E.S. #1352
Doc Willis Mar 23rd, 99, 11:12 AM OK, guys...beat this. I bought a '71 Nova last week for 4 grand (car is in great condition). Insured it with State Farm as an antique (> 25 yrs old). Got liability insurance only so as to make it road legal and to get plates. My premium for 6 months - - - $16 (no, you read that right, SIXTEEN DOLLARS!). Only restriction is limiting mileage to 2500 miles/yr which is about 50 miles per week.
As Lynard Skynard said, "Sweet Home Louisiana" or something like that.
steves Mar 24th, 99, 5:03 AM Just an update. I registered the 71 yesterday. In New York, it cost me 32.00 to get the plates and register it. Next year(it's yearly)it will cost me only 12.00. I registered historical. It seems this is the only way to go. No addition limitations from the state. Only the insurance company(american classics). 2500 miles, must be garaged at night, to/from shows, and pleasure cruizes are o-kay. I guess I have no problem, since whenever I am driving,no matter where I am going, is a pleasure cruze....
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71 BB malibu,67 conv
camaro and going...
Brian n az Mar 24th, 99, 6:20 AM I just changed my insurence and went with Haggerty. I pay $99 per year and I'm limited to 5000 miles or less. The best thing about this policy is the AGREEDED value. If my car should somehow be totaled, I get the agreed value no matter what. This is a really good insurence company.
Brian
rickk Mar 24th, 99, 7:55 AM Ditto with Brian.
My 70 SS, all original, appraised and stated value of 11,000, full legal coverage, no deductables, I cannot recall any limits on the mileage but I drive less than 5000 anyway, $118/year with Haggerty.
I found a pair of 1970 plates and registered them as such. Cost me 45$ and NO renewal.... at least for 5 years.
About the best news I ever had from a blood s*****, I mean insurance company that I every got! ( Haggerty really has a nice group of people working for them. I have never had a bad expierence with them.)
jaqazi Mar 24th, 99, 10:10 AM I talked to Haggerty too. There are no milage restrictions. It just can't be your daily driver. You have to show proof that you have other cars. Full coverage: about 175/yr. for a $20,000 Chevelle.
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Jameel Qazi
#'s 67 SS
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