Well, she is just about done and I'm wanting to get a better idea how much insurance I should cover my '67 SS for!?! Just going off a few pix with her about 85% restored my insurance co allowed me to put $60K on it... Wondering if I should carry more?
1967 SS, been in the family since 1969, 57K on the body, #s matching on most everything, minus org 396, has '66 Vette 427/430hp engine dropped in-in ('67-'68), also minus org hood, full ground up restore done-- some pro (paint, interror, and long block) some ama (everything else-me), and one hella story to go along with it ;)
Anywho, just want to make sure she makes it for another 30 years for my son to enjoy and tell stories about.
Any input would be great. THX
Few PIX CLICK HERE (http://www.cardomain.com/ride/2491971/1)

That's the beauty of an agreed value policy - you set the amount. That amount can be very different than what someone will pay for the car. You can see completely perfect numbers matching (all original parts) SS models cross the auction blocks for the price you mentioned. I expect you are like many of us - you have more money in parts and labor than the vehicle would bring at a sale....Welcome to the club!!!

Ok... and no offense.. but.. I think if the Insurance company is willing to ALLOW you to have $60K on it.. take that offer and run. What I am seeing is a NON Numbers Matching car.. please remember the biggest part of the Numbers Matching term is the ORIGINAL engine~ and you don't have it. Then you have a Frame Up resto, not a Frame off, you have some professional restoration, some not, and you have a modified car and not a restored to original car... all of which greatly, did I mention.. Greatly.. affect the value of the car. ( not that modified cars are not bringing good money ) I also notice a woodgrain dash.. Not correct for a REAL SS, and surely something that will ALWAYS get questioned to you at shows and most certainly if you ever try and sell.

What I am saying is this... The car may be nice and may have alot of money invested in it, but don't be blinded by what you see go across the auction blocks that SEEM to be like yours... That said, the insurance you put on it is not for what you might get if you should sell it.. but what it might cost to fix or replace it should you have a total loss... accident! Just don't walk away from a post like this thinking you have a $60K plus car should you decide to sell it some day, which it seems is not your intention. It takes many things to have a 67 SS that is worth $60,000 plus.

Good luck

Mike Crown

Ok... and no offense.. but.. I think if the Insurance company is willing to ALLOW you to have $60K on it.. take that offer and run. What I am seeing is a NON Numbers Matching car.. please remember the biggest part of the Numbers Matching term is the ORIGINAL engine~ and you don't have it. Then you have a Frame Up resto, not a Frame off, you have some professional restoration, some not, and you have a modified car and not a restored to original car... all of which greatly, did I mention.. Greatly.. affect the value of the car. ( not that modified cars are not bringing good money ) I also notice a woodgrain dash.. Not correct for a REAL SS, and surely something that will ALWAYS get questioned to you at shows and most certainly if you ever try and sell.

What I am saying is this... The car may be nice and may have alot of money invested in it, but don't be blinded by what you see go across the auction blocks that SEEM to be like yours... That said, the insurance you put on it is not for what you might get if you should sell it.. but what it might cost to fix or replace it should you have a total loss... accident! Just don't walk away from a post like this thinking you have a $60K plus car should you decide to sell it some day, which it seems is not your intention. It takes many things to have a 67 SS that is worth $60,000 plus.

Good luck

Mike Crown
I was thinking the same thing. Without the original motor, I'd be looking at 20k to 25k.

Ok... and no offense.. but.. I think if the Insurance company is willing to ALLOW you to have $60K on it.. take that offer and run. What I am seeing is a NON Numbers Matching car.. please remember the biggest part of the Numbers Matching term is the ORIGINAL engine~ and you don't have it. Then you have a Frame Up resto, not a Frame off, you have some professional restoration, some not, and you have a modified car and not a restored to original car... all of which greatly, did I mention.. Greatly.. affect the value of the car. ( not that modified cars are not bringing good money ) I also notice a woodgrain dash.. Not correct for a REAL SS, and surely something that will ALWAYS get questioned to you at shows and most certainly if you ever try and sell.

What I am saying is this... The car may be nice and may have alot of money invested in it, but don't be blinded by what you see go across the auction blocks that SEEM to be like yours... That said, the insurance you put on it is not for what you might get if you should sell it.. but what it might cost to fix or replace it should you have a total loss... accident! Just don't walk away from a post like this thinking you have a $60K plus car should you decide to sell it some day, which it seems is not your intention. It takes many things to have a 67 SS that is worth $60,000 plus.

Good luck

Mike Crown
No offense taken and thanks for the advise, though maybe harsh... Harsh truth, so be it.
Selling it will never happen so I dont have to worry there. I guess I'll call it well worth the premimum at 60G and be happy knowing I have more than enough coverage for my $20K restore on her :thumbsup:
I always wondered about the WOODGRAIN dash. The first owner must have cut a piece of woodgrain decal and stuck it on to match the aftermarket steering wheel sometime between 1967 and 1969. All worth while mods/knowledge to pass along to my son some 30 years from now.
Thanks again

Woodgrain decal in the first 2 years of that cars life..
Unlikely IMO!
Or even change of the woodgrain dash strip in the first 2 years of that cars life...
again, unlikely IMO!
Is it a 138 car?

Ut Oh....:secret: :D

I'm probably a little underinsured through Hagerty. 67 SS with POP, AC, original motor and trans, AIR (smog pump), speed warning sensor, 98k miles. Insured for 28K at $198 a year in CA.

Woodgrain decal in the first 2 years of that cars life..
Unlikely IMO!
Or even change of the woodgrain dash strip in the first 2 years of that cars life...
again, unlikely IMO!
Is it a 138 car?
Exactly my thought and one of the first questions I asked when I recieved the car.
The car was purchased by my grandfather for my father in its second year of life. My father drove the car for a little less than three years before he parked it in one of our shops on the farm and, well...
He never installed the grain, nor did my grandfather. Im only guessing that it happened before then
Yes, it is tagged as a true SS

One suggestion. Spend a hundred or so bucks and have it appraised by a reputable business. This way in the end, NO insurance company is going to harass you over actual value of the car should something ever happen to it. Argue all you like about you having paid the premiums for XXX amount to cover the car, but rest assured Insurance companies are in business to make money. PERIOD. They are not your friend and have more money than you and lawyers working for them which will ultimately end up helping them keep their money. This is the reason bullet proof documentation is so VERY Important. Always think worse case scenario, that way there is never any surprises.

Go to Grundy or Haggarty. You can set an agreed "stated value" based on receipts/labor. It is very possible that your coverage can exceed what your car could be sold for at this very moment (two different discussions)

I breezed through a couple of the replys (66 MYSTERY CHEVELLE - ??)

Not sure what that means harrod? Please elaborate :confused:

One suggestion. Spend a hundred or so bucks and have it appraised by a reputable business. This way in the end, NO insurance company is going to harass you over actual value of the car should something ever happen to it. Argue all you like about you having paid the premiums for XXX amount to cover the car, but rest assured Insurance companies are in business to make money. PERIOD. They are not your friend and have more money than you and lawyers working for them which will ultimately end up helping them keep their money. This is the reason bullet proof documentation is so VERY Important. Always think worse case scenario, that way there is never any surprises.


I agree...

Are you confident that your insurance company will pay you $60K to cover you in a total loss, or will they still want receipts, etc...??? Especially with such a large disparity between the "actual/selling" value and the "insured" value, not to mention the actual "documentable" costs invested in the car by you...

If you don't have receipts for $60K or an appraisal for close to that, you might not get that $60K (even though you might have "stated value" and would be paying premiums for that amount)... Do you trust your insurance company? Are they well rated? Do you understand the policy and its restrictions?

Doesn't Hagerty/Grundy require additional info (appraisal, numerous pictures, etc) you have an agreed value over $25K?

I read his question:

Just going off a few pix with her about 85% restored my insurance co allowed me to put $60K on it... Wondering if I should carry more?


I could have answered it with a simple NO. but instead I gave him a reply that was full of more than just an answer or an opinion.. it was based on reason and experience of Values of 67 SS Chevelles in DEC. 2007....Given the FEW pix and 85% restored and the other comments he made about it being a frame up and not totally professional restoration.. I said he should take that $60K quote and be happy. Yes, I added my commentary that I want all to hear, not just him... Just because you have a car insured for a set dollar amount, does not mean it is WORTH that dollar amount. That is a FACT and another Fact, and I added that I didn't want to offend him.. is the car I see with the limited pix and information provided.. is not worth $60K in today's market... and if you or anyone else would be willing to pay that, more power to you and Good for this gentlemen!! Good for me and everyone else who owns a 66 or 67 SS Chevelle... but harsh truths are what they are.. everyone can disagree with me.. but My reply was what he asked for, whether he realizes it or not... $60K insurance on this car is a Good deal.. take it!! I am sorry if Offended him or anyone else.. yes, two sep. discussions, I just don't want another LURKER seeing the post and saying.. wow!! a 67 SS valued at $60K and mixing up insurance with real world value. This was a good question and I hope the guy continues to come back and is not hurt by my words or anyone else's.

... I also notice a woodgrain dash.. Not correct for a REAL SS, and surely something that will ALWAYS get questioned to you at shows and most certainly if you ever try and sell.


I always wondered about the WOODGRAIN dash. The first owner must have cut a piece of woodgrain decal and stuck it on to match the aftermarket steering wheel sometime between 1967 and 1969. All worth while mods/knowledge to pass along to my son some 30 years from now.
Thanks again

Woodgrain decal in the first 2 years of that cars life..
Unlikely IMO!
Or even change of the woodgrain dash strip in the first 2 years of that cars life...
again, unlikely IMO!
Is it a 138 car?

Ut Oh....:secret: :D

Exactly my thought and one of the first questions I asked when I recieved the car.
The car was purchased by my grandfather for my father in its second year of life. My father drove the car for a little less than three years before he parked it in one of our shops on the farm and, well...
He never installed the grain, nor did my grandfather. Im only guessing that it happened before then
Yes, it is tagged as a true SS

How about some shots of the VIN plate and trim tags? And some pics prior to any resto work, as it sat for all those years?

How about some shots of the VIN plate and trim tags? And some pics prior to any resto work, as it sat for all those years?
Ill work on getting others to digi prior to starting the restoration
http://memimage.cardomain.net/member_images/7/web/2491000-2491999/2491971_43_full.jpg

http://memimage.cardomain.net/member_images/7/web/2491000-2491999/2491971_44_full.jpg

Tough to see the woodgrain but its there. This was taken just a few days after I brought it home in Aug of 2006... Cleaning out the mice
http://memimage.cardomain.net/member_images/7/web/2491000-2491999/2491971_45_full.jpg

Closer on the strip
http://memimage.cardomain.net/member_images/7/web/2491000-2491999/2491971_46_full.jpg

There is clearly a black background showing behind the woodgrain. Again, I can only guess if there is NO WAY it could have been from the factory, it was cut and installed in the first few years.